Community development financial institutions (CDFIs) are private financial institutions that are 100% dedicated to delivering responsible, affordable lending to help low-income, low-wealth, and other disadvantaged people and communities join the economic mainstream. By financing community businesses, CDFIs spark job growth and retention in hard-to-serve markets across the nation.
CDFIs are profitable but not profit-maximizing. They put community first, not the shareholder.
Provide affordable banking and financial services to low-income people, often with special outreach to minority communities
Provide affordable loans and services to organizations and individuals in low-income communities.
Provide capital (equity and debt-with-equity-features) for start-up and existing businesses
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